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March 2016

February 2016

How to get a celebrity to feature your product

Received this inquiry on how to get featured for a product and company that I invested in. The details of Angela's inquiry are below. What are your thoughts on her pitch and the templated email that was sent with just one word inserted:


My name is Angela Owens, I am the Brand Manager at Celebrity
Connected. We specialize in connecting companies, like yours, to
celebrities at gifting suites to celebrate various award shows. I
wanted to reach out to you personally as I checked out your website
and absolutely LOVE your products!

I would like to feature "INSERT NAME OF COMPANY I AM SPAMMING HERE" at our next gifting
suite. You can expect to meet over 100 celebrities and chat, take
photo/video, and promote
your brand to each celebrity individually. Basic participation package
includes a 10 x 10 show space, 4 passes to the gift event, and rights
to media taken. The event information is as follows:

Honoring the MTV Movie Awards®  on April 9th 2016 in Los Angeles:
Participation fee: $5,000

The day of the event will begin around 7AM when sponsors will have a
chance to set up their space. The show starts around 10:30 when the
celebrities start checking in with our talent department and walk the
red carpet into the gift suite. You will be personally gifting each
celebrity and be able to gather media. You will own the rights to any
media captured, so it is important to keep the camera clicking! In
addition, you will also be able to ask the celebrities to endorse your
business on various social media outlets where you will reach
thousands of followers. If timing is an issue we do have a few more
events this year as well.

Please let me know if you have any questions or concerns or if you
would just like a more in depth explanation of how all of this works.
I can be reached at 657-900-2059. Thanks for your time…I look forward
to hearing back from you and hopefully working together very soon! A
response would very much be appreciated :)

Best Wishes,
Angela Owens.

Angela Owens
Brand Manager
Corporate Office:
701 S. Parker St STE 2400
Orange, CA 92868
Office: 657.900.2059
Fax: 888.958.0552

The MTV Movie Awards® is a registered trademark of the MTV Network®.
Celebrity Connected is not authorized by and is not associated with the MTV
Network ®, The MTV Movie Awards ®, or any of its official partners or

Restaurant Tonight - It's Restaurant Roulette With Uber

Thank you for downloading Restaurant Tonight. Our application gives you the opportunity to play Restaurant Roulette to find a restaurant to eat at tonight and you get to ride there with the well known Uber application. Please provide your feedback, questions, or comments below and we will have a support representative reach out to you right away.


Screen Shot 2016-02-25 at 6.08.41 PM

For those of you who have downloaded the application and given us great feedback I wanted to extend a special thank you. This is a really cool concept that takes the choice out of picking a place to eat dinner at tonight.

Follow the rest of my posts and entrepreneurial adventures here @ my Richart Ruddie Typepad Blog.

Notarize App Issues

A recent Product Hunt feature on a really cool and innovative idea called Notarize has hit headlines recently. When showcased to friends within my network I was forwarded an email as seen below on some of the Legal issues with the Application. The biggest issue is that it's not seen as a valid notarization by the courts in which it is deemed for.

"legal framework in most states hasn’t caught up with this technological innovation.   The validity of a Virginia or Montana remote notarization for real estate transactions in other states has not yet been confirmed by the courts":

Emailed information seen verbatim below:

To: All Policy Issuing Agents of WFG National Title Insurance Company

From: Underwriting Department

Date: February 19, 2016

Bulletin No. NB2016-02

Subject: Web Cam Notarization





A number of our agents have received advertisements from web and app based services that purport to allow a Virginia Notary to “remotely” notarize any document for anybody, anywhere. This is based on a 2011 Virginia law that allows its notaries to make use of video and audio technology on the Internet to confirm identities and allow a party to have their signature notarized without being in the physical presence of the notary.  A similar, but more limited law, was adopted in Montana in 2015. [1]  Some of these advertisements represent that their notary service is valid in all 50 US states and the District of Columbia.

Unfortunately the legal framework in most states hasn’t caught up with this technological innovation.   The validity of a Virginia or Montana remote notarization for real estate transactions in other states has not yet been confirmed by the courts.   Legislatures or officials in Arizona<>, Arkansas<>,  California<>, Colorado<>, Connecticut<>, Maine<>, Nevada<>, New Hampshire<>, Iowa<>, New Jersey<>, North Carolina<>, the Northern Mariana Islands, Oklahoma<>, Ohio<>, Oregon<>, Rhode Island<>, West Virginia<>, Wisconsin<>, and Utah<> have expressly declared web cam notarizations unacceptable in their jurisdictions.  While not specifically prohibited in other States, “remote notarization” is not authorized in any states other than Virginia and Montana.

In many states, if a deed, mortgage or deed of trust is not properly notarized, it is ineligible for recording and/or even if recorded may not provide “Constructive Notice” to a subsequent purchaser or lender.   Both of those outcomes have the potential to lead to a policy-limits claim.   To date, there have been no reported cases construing remotely notarized real estate transactions.



[1] This Webcam Notarization is not the same as electronic notarization (commonly called eNotarization). With an eNotarization, the documents and notarial certificate are in digital form; the signer and Notary both sign digitally, and are in the physical presence of one another.  WFG agents may rely on eNotarization for any instrument, after confirming that the recording office is able to receive it.


The Underwriting Standards:

Until the law catches up with the technology in all states, or we have a definitive Federal Court ruling, WFG agents SHOULD NOT use any of the web cam or remote notary services that does not require the party being notarized to be in the physical presence of the notary to execute and notarize any insured deed, mortgage or deed of trust, or any corrective instrument or other instrument which will form a part of the chain of title of an insured property.   With the lender’s approval, documents which will not be recorded or form part of the chain of title may be executed and notarized using such services.

WFG will rely on the remote notarization statutes in Virginia and Montana ONLY where all of these conditions are met:

1.     The Notary and person whose signature is being notarized are both physically located within either Virginia or Montana at the time of execution.

2.     The affected property is entirely within the state (either Virginia or Montana) where the notarization occurred.

3.     The planned use of the remote notarization service has been discussed in advance your WFG underwriter.  There are very specific technology requirements for a valid remote notarization that must be confirmed and documented.


If your search indicates that an instrument back in the chain was notarized remotely or electronically, please contact your WFG Underwriter before agreeing to insure based on that instrument.


Please click on the link below to obtain a downloadable version of the National Underwriting Bulletin.

National Underwriting Bulletin No. NB2016-02<>

NOTE: This Bulletin should not be interpreted as reflecting negatively upon the character of an individual or entity mentioned herein and is for the sole purpose of establishing underwriting positions and policies reflecting WFG National Title Insurance Company’s best business judgment. The information contained in this Bulletin is intended solely for the use of employees of WFG National Title Insurance Company, its title insurance agents and approved attorneys. Disclosure to any other person is expressly prohibited unless approved in writing by the WFG National Title Insurance Company’s Underwriting Department.

The Agent may be held responsible for any loss sustained as a result of the failure to follow the standards set forth above.